/ Compare your options
Why Pioneer?
More than just comparing monthly payments.
Pioneer Finance
A more considered approach to vehicle finance.
Panel of specialist lenders
Structure and flexibility compared
Overall cost considered, not just monthly payment
One consultant from enquiry to completion
Specialist broker
Dealer finance
Convenient, but typically a narrower choice.
Finance based on the dealer’s available lenders
Fewer options to compare
Structure based on available dealer products
Arranged alongside the vehicle purchase
A comparison site
Broad choice, often with a less personal service.
Multiple providers may receive your enquiry
More automated comparison process
Less continuity of contact
Limited support structuring more complex deals
/ How it works
A more considered
way to finance your
next car
01
Understand what you need
Your consultant takes the time to understand the vehicle, the amount you want to finance and how you would prefer the deal to be structured.
02
Compare suitable options
We compare a carefully selected panel of specialist lenders, looking at rate, structure, flexibility and overall cost, not just the headline monthly payment.
03
Arrange the funding
Once you choose how you would like to proceed, we manage the application and coordinate with the lender and seller through to completion.
/ FAQ
Frequently asked questions
Prestige, supercar and classic vehicles, bought from a franchised dealer, an independent, a private seller or at auction. We also place imports, modified cars and vehicles beyond a mainstream lender’s age or mileage limits.
Funding typically ranges from £25,000 to £500,000+, with no upper limit for the right client and asset. All lending is subject to status and lender criteria.
Yes. We arrange refinance and equity release, allowing you to unlock capital tied up in a vehicle already in your name.
Yes. We structure applications around dividends, retained profits and other complex income streams rather than payslips alone.
/ Recent customer example
£6,000 saved*
vs the dealer quote
A recent customer financed a Land Rover Defender 130 through Pioneer at 9.9% APR, compared with an equivalent dealer finance example at 11.9% APR. Same vehicle, same term, different lender.
Dealer finance example
11.9% APR
Through Pioneer
9.9% APR
*Single customer example only and not representative of the savings every customer may achieve. Individual savings vary depending on vehicle price, deposit, term, APR, lender, credit profile and finance product. Finance is subject to status, income, vehicle age and method of sale. Terms and conditions apply.
